Lowes credit card holders should remember to pay on time to avoid up to 41 USD late payment fees. It must be made no later than 5 pm on the due date of each billing cycle by any method that is convenient for you:

  • Online;
  • By phone;
  • At the store;
  • By mail.

Attention! Payments made later than 17:00 will be enrolled the next day.

3 Online Ways of CC Payment

The online payment method is convenient and fast for the modern person who is constantly on motion and has no time for paperwork.

Payment Thought Your Credit Card Account

If you are outside your home, connect to a local Wi-Fi network, if you are in a vehicle, use your mobile internet connection.

  1. In your browser, go to lowes.syf.com/login .
  2. Enter login information and click SECURE LOGIN.
  3. Under ACTIVITY choose Statements.
  4. Follow further instructions to enroll funds.

    Note! The payment must be done in USD by check, money order or a similar way from a United States bank.

Automatic Payments to Credit Card

To ensure you do not miss a payment, set up the AutoPay feature in your account:

  1. log in to Lowe's Credit Card login portal.
  2. On the PAYMENTS tab choose AutoPay.
  3. Choose the card and enter the amount you want to add.
  4. Set a date for monthly payments.

Payment Without Logging In

If it's due date and you can't use personal device with saved credentials, you can pay without signing to your account:

  1. Go to lowes.syf.com/login .
  2. Click PAY AS GUEST to skip login.
  3. Fill in the details on the form and click Continue:
    • 16 digits card nmb (found on the front of your credit card or statemant);
    • Last 4 digits of SSN;
    • Zip code.
  4. Next, specify the amount.

3 Other Ways of Credit Card Payment

Those who are not satisfied with the online method can use other ways:

  • At the store:
    1. Visit closest Lowe's store.
    2. Contact the Customer Service Desk.
    3. Give the card and the amount you need to deposit it.

      Note! You can also use a terminal in the store to load money onto your card.

  • By phone:
    1. Call Lowe's Credit Center at 1(800)-444-14-08 for Lowes Advantage card holders.
    2. Follow the step-by-step instructions or wait to be connected to a staff member.

      Attention! Lowes will charge you a fee to make expedited phone payments.

  • By Mail:
    1. Cut out the payment coupon located at the top of the billing statement.
    2. Pack it in the envelope along with the check and take it to the post office.

      Note! You will find the recipient's address near the coupon.

Update as of: April 22nd, 2024.